September 19, 2019

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Personal Injury Insurance Claim FAQ

 How much money am I entitled to?

There are a variety of factors that are considered when determining what each personal injury case is worth. The personal injury insurance claims attorney you choose will likely consult with accountants and other specialty professionals to compute a fair figure for your accident.

Types of medical losses that will be assigned dollar values include emergency room costs, surgeries, physical and psychological therapies, and potential future costs related to the injury. The insurance companies may also be held responsible for losses like missed days from work, home modifications for disability, pain and suffering, and loss of enjoyment of life.

Why should I hire a personal injury attorney?

Going up against insurance companies on your own can be a very intimidating process, with time-consuming interviews that can seem like interrogations. Hiring an attorney to protect your interests and handle insurance claim matters can take the burden off your shoulders and allow you to concentrate on your family’s needs. The lawyer’s job is to disarm insurance company tactics and create a compelling argument that gets you all the compensation you need and deserve.

Is it illegal for insurance companies to withhold payouts or pay too little?

There is no policing agency that monitors how much or how little insurance companies are paying out. If you accept a settlement and sign the paperwork, you are waiving your right to fight for a greater amount. Don’t forget that the insurance companies make money by maximizing the amount of policies while minimizing the number and amount of policyholder payouts.

What if the insurance company refuses to pay?

Insurance companies may refuse to pay, stating that their policyholder is not guilty of negligence and therefore not responsible for the injuries. If a lawsuit is filed, they may have their attorneys working to discredit your case.  If the company flat out refuses to cover certain items addressed in your contract, your personal injury attorney can take the case to court and even sue for breach of contract in a separate lawsuit.

When should I hire a lawyer for a personal injury insurance claim?

You can get valuable answers to all of your questions about personal injury insurance claims immediately when you schedule a free consultation with an experienced lawyer. The sooner you hire an attorney, the better your chances may be of getting the outcome your family deserves.

Learn more about your right to insurance compensation after a severe personal injury. Please search our list of personal injury insurance claims attorneys today to get connected with legal professionals in your area.